/* ==========================================================================
   Anthony G Hunter Agency LLC - Master Stylesheet
   Private Retirement Income Architecture
   ========================================================================== */

/* Imports - Premium typography */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Inter:wght@300;400;500;600&display=swap');

/* CSS Variables - Brand Palette */
:root {
  --navy: #0F2942;
  --navy-deep: #081A2E;
  --gold: #B89968;
  --gold-light: #D4B888;
  --ivory: #F7F4ED;
  --ivory-warm: #FAF7F0;
  --charcoal: #2C2C2C;
  --gray-soft: #6B7280;
  --gray-muted: #9CA3AF;
  --hairline: #E5DFD0;

  --serif: 'Cormorant Garamond', 'Playfair Display', Georgia, serif;
  --sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --content-narrow: 680px;
  --content-medium: 920px;
  --content-wide: 1200px;
}

/* Reset & Base */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--sans);
  font-weight: 300;
  font-size: 17px;
  line-height: 1.7;
  color: var(--charcoal);
  background-color: var(--ivory);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Typography */
h1, h2, h3, h4, h5 {
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.2;
  color: var(--navy);
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.4rem, 5vw, 3.75rem); font-weight: 500; }
h2 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); font-weight: 500; margin-bottom: 1.5rem; }
h3 { font-size: clamp(1.4rem, 2.5vw, 1.75rem); font-weight: 500; margin-bottom: 1rem; }
h4 { font-size: 1.25rem; font-weight: 500; }

p { margin-bottom: 1.25rem; max-width: var(--content-narrow); }

a { color: var(--navy); text-decoration: none; transition: color 0.2s ease; }
a:hover { color: var(--gold); }

strong { font-weight: 600; color: var(--navy); }
em { font-style: italic; }

/* Layout Helpers */
.container { max-width: var(--content-wide); margin: 0 auto; padding: 0 2rem; }
.container-narrow { max-width: var(--content-narrow); margin: 0 auto; padding: 0 2rem; }
.container-medium { max-width: var(--content-medium); margin: 0 auto; padding: 0 2rem; }

.center { text-align: center; }
.center p { margin-left: auto; margin-right: auto; }

/* Eyebrow */
.eyebrow {
  font-family: var(--sans);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.5rem;
  display: block;
}

/* Header / Navigation */
.site-header {
  background-color: var(--ivory);
  border-bottom: 1px solid var(--hairline);
  padding: 1.5rem 0;
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(8px);
  background-color: rgba(247, 244, 237, 0.95);
}

.nav-container {
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 2rem;
}

.brand {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 500;
  color: var(--navy);
  letter-spacing: 0.01em;
}

.brand-tagline {
  display: block;
  font-family: var(--sans);
  font-size: 0.7rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-top: 2px;
}

.nav-menu {
  list-style: none;
  display: flex;
  gap: 1.75rem;
  align-items: center;
}

.nav-menu a {
  font-family: var(--sans);
  font-size: 0.85rem;
  font-weight: 400;
  color: var(--charcoal);
  letter-spacing: 0.02em;
  position: relative;
  padding: 0.25rem 0;
}

.nav-menu a:hover { color: var(--navy); }
.nav-menu a.active { color: var(--navy); font-weight: 500; }
.nav-menu a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--gold);
}

.nav-cta {
  font-family: var(--sans);
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--ivory);
  background: var(--navy);
  padding: 0.7rem 1.4rem;
  letter-spacing: 0.04em;
  border: 1px solid var(--navy);
  transition: all 0.25s ease;
}

.nav-cta:hover {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

/* Mobile menu toggle */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--navy);
  cursor: pointer;
}

/* Hero Sections */
.hero {
  padding: 7rem 0 6rem;
  background: var(--ivory);
  position: relative;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
}

.hero h1 {
  margin-bottom: 1.75rem;
  max-width: 18ch;
}

.hero-subhead {
  font-family: var(--serif);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-style: italic;
  font-weight: 400;
  color: var(--navy);
  margin-bottom: 1.5rem;
  max-width: 32ch;
  line-height: 1.4;
}

.hero-body {
  font-size: 1.05rem;
  color: var(--charcoal);
  margin-bottom: 2.5rem;
  max-width: 50ch;
}

.hero-emphasis {
  font-family: var(--serif);
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--navy);
  border-bottom: 1px solid var(--gold);
  padding-bottom: 0.5rem;
  display: inline-block;
  margin-bottom: 2.5rem;
  max-width: 50ch;
  line-height: 1.4;
}

/* Buttons */
.btn-group { display: flex; gap: 1.25rem; flex-wrap: wrap; align-items: center; }

.btn-primary {
  display: inline-block;
  font-family: var(--sans);
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  color: var(--ivory);
  background: var(--navy);
  padding: 1rem 2rem;
  border: 1px solid var(--navy);
  cursor: pointer;
  transition: all 0.3s ease;
  text-transform: none;
}

.btn-primary:hover {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--sans);
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  color: var(--navy);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--gold);
  transition: all 0.3s ease;
}

.btn-secondary:hover { color: var(--gold); border-color: var(--navy); }
.btn-secondary::after { content: '→'; transition: transform 0.3s ease; }
.btn-secondary:hover::after { transform: translateX(4px); }

.btn-outline {
  display: inline-block;
  font-family: var(--sans);
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  color: var(--navy);
  background: transparent;
  padding: 1rem 2rem;
  border: 1px solid var(--navy);
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-outline:hover { background: var(--navy); color: var(--ivory); }

/* Sections */
.section {
  padding: 6rem 0;
  background: var(--ivory);
}

.section-alt { background: var(--ivory-warm); }
.section-dark { background: var(--navy); color: var(--ivory); }
.section-dark h2, .section-dark h3, .section-dark h4 { color: var(--ivory); }
.section-dark p { color: rgba(247, 244, 237, 0.92); }

.section-narrow {
  max-width: var(--content-narrow);
  margin: 0 auto;
  padding: 0 2rem;
}

.section-medium {
  max-width: var(--content-medium);
  margin: 0 auto;
  padding: 0 2rem;
}

/* Pull-quotes */
.pullquote {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-style: italic;
  font-weight: 500;
  color: var(--navy);
  border-left: 2px solid var(--gold);
  padding: 0.5rem 0 0.5rem 1.5rem;
  margin: 2.5rem 0;
  max-width: var(--content-narrow);
  line-height: 1.4;
}

.pullquote-large {
  font-family: var(--serif);
  font-size: 1.75rem;
  font-weight: 500;
  color: var(--navy);
  text-align: center;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 1rem;
  margin: 3rem auto;
  max-width: 50ch;
  line-height: 1.3;
}

/* Reframe block (rejected question / better question) */
.reframe {
  margin: 3rem 0;
  max-width: var(--content-narrow);
}

.reframe-rejected {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.2rem;
  color: var(--gray-soft);
  margin-bottom: 1rem;
  line-height: 1.4;
}

.reframe-better {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--navy);
  border-bottom: 1px solid var(--gold);
  padding-bottom: 0.75rem;
  display: block;
  line-height: 1.4;
}

/* Stacked emphasis (Planning First / Product Second pattern) */
.stacked-emphasis {
  text-align: center;
  margin: 3rem auto;
  max-width: 40ch;
}

.stacked-emphasis-line {
  font-family: var(--serif);
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--navy);
  margin: 1rem 0;
}

.stacked-emphasis-rule {
  display: block;
  width: 30px;
  height: 1px;
  background: var(--gold);
  margin: 1rem auto;
  border: 0;
}

/* Quiet inventory (short declarative statements) */
.quiet-inventory {
  margin: 2.5rem auto;
  max-width: var(--content-narrow);
  list-style: none;
}

.quiet-inventory li {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--gray-soft);
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--hairline);
  letter-spacing: 0.005em;
}

.quiet-inventory li:last-child { border-bottom: none; }

/* Two-column scope list */
.scope-list {
  margin: 2.5rem auto;
  max-width: var(--content-medium);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 3rem;
  list-style: none;
}

.scope-list li {
  font-family: var(--sans);
  font-size: 0.98rem;
  color: var(--charcoal);
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--hairline);
}

/* Single-column suitability list */
.suitability-list {
  margin: 2.5rem auto;
  max-width: var(--content-narrow);
  list-style: none;
}

.suitability-list li {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--charcoal);
  padding: 0.95rem 0;
  border-bottom: 1px solid var(--hairline);
}

.suitability-list li:last-child { border-bottom: none; }

/* Italic question list */
.question-list {
  margin: 2.5rem auto;
  max-width: var(--content-narrow);
  list-style: none;
}

.question-list li {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.25rem;
  color: var(--navy);
  padding: 1.1rem 0;
  border-bottom: 1px solid var(--hairline);
  line-height: 1.4;
}

.question-list li:last-child { border-bottom: none; }

/* Audience cards (Home page Who We Serve) */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.card {
  background: var(--ivory-warm);
  padding: 2rem;
  border-top: 2px solid var(--gold);
}

.card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.card p {
  font-size: 0.95rem;
  color: var(--gray-soft);
  margin-bottom: 0;
}

/* Numbered audience list */
.numbered-list {
  margin: 3rem auto;
  max-width: var(--content-medium);
  list-style: none;
}

.numbered-list li {
  display: grid;
  grid-template-columns: 4rem 1fr;
  gap: 1.5rem;
  padding: 1.75rem 0;
  border-bottom: 1px solid var(--hairline);
}

.numbered-list .num {
  font-family: var(--serif);
  font-size: 1.75rem;
  font-weight: 500;
  color: var(--gold);
}

.numbered-list h4 {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.numbered-list p {
  font-size: 0.95rem;
  color: var(--gray-soft);
  margin-bottom: 0;
  max-width: none;
}

/* Framework steps (4-part) */
.framework {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 3rem 2rem;
  margin-top: 3rem;
}

.framework-step h4 {
  font-family: var(--serif);
  font-size: 1.35rem;
  color: var(--navy);
  margin-bottom: 0.75rem;
  margin-top: 0.5rem;
}

.framework-step .num {
  display: block;
  font-family: var(--serif);
  font-size: 2.25rem;
  font-weight: 500;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.framework-step p {
  font-size: 0.95rem;
  color: var(--gray-soft);
  margin-bottom: 0;
}

/* Disclosure card (Important Note treatment) */
.disclosure-card {
  background: var(--ivory-warm);
  border-top: 1px solid var(--gold);
  border-bottom: 1px solid var(--gold);
  padding: 2.5rem 2rem;
  margin: 3rem auto;
  max-width: var(--content-medium);
}

.disclosure-card h3 {
  font-size: 1.15rem;
  font-weight: 500;
  margin-bottom: 1rem;
  color: var(--navy);
}

.disclosure-card p {
  font-size: 0.92rem;
  color: var(--gray-soft);
  margin-bottom: 0.75rem;
  max-width: none;
}

.disclosure-card p:last-child { margin-bottom: 0; }

/* Closing CTA band */
.closing-cta {
  background: var(--navy);
  color: var(--ivory);
  padding: 6rem 0;
  text-align: center;
}

.closing-cta h2 {
  color: var(--ivory);
  margin-bottom: 1.5rem;
  max-width: 24ch;
  margin-left: auto;
  margin-right: auto;
}

.closing-cta p {
  color: rgba(247, 244, 237, 0.88);
  margin-bottom: 2.5rem;
  margin-left: auto;
  margin-right: auto;
  max-width: 55ch;
}

.closing-cta .btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.closing-cta .btn-primary:hover {
  background: var(--ivory);
  border-color: var(--ivory);
}

/* Featured Topics / Article entries (Journal) */
.editorial-list {
  margin: 3rem auto;
  max-width: var(--content-medium);
  list-style: none;
}

.editorial-list li {
  display: grid;
  grid-template-columns: 4rem 1fr;
  gap: 1.5rem;
  padding: 2rem 0;
  border-bottom: 1px solid var(--hairline);
}

.editorial-list .num {
  font-family: var(--serif);
  font-size: 1.4rem;
  color: var(--gold);
  font-weight: 500;
}

.editorial-list h3 {
  font-family: var(--serif);
  font-size: 1.4rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.editorial-list p {
  font-size: 0.95rem;
  color: var(--gray-soft);
  margin-bottom: 0.75rem;
  max-width: none;
}

.editorial-list .read-link {
  font-family: var(--sans);
  font-size: 0.85rem;
  color: var(--navy);
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
}

.editorial-list .category-tag {
  display: inline-block;
  font-family: var(--sans);
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

/* Tag navigation */
.tag-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
  margin: 3rem auto;
  max-width: 900px;
}

.tag-nav a {
  display: inline-block;
  font-family: var(--sans);
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  color: var(--navy);
  padding: 0.7rem 1.25rem;
  border: 1px solid var(--gold);
  transition: all 0.25s ease;
}

.tag-nav a:hover { background: var(--navy); color: var(--ivory); border-color: var(--navy); }

/* Subscribe block */
.subscribe-block {
  background: var(--ivory-warm);
  padding: 5rem 2rem;
  text-align: center;
}

.subscribe-form {
  display: flex;
  gap: 0.75rem;
  max-width: 480px;
  margin: 2rem auto 1rem;
  flex-wrap: wrap;
  justify-content: center;
}

.subscribe-form input {
  flex: 1;
  min-width: 250px;
  font-family: var(--sans);
  font-size: 0.95rem;
  padding: 1rem 1.25rem;
  border: 1px solid var(--hairline);
  background: var(--ivory);
  color: var(--charcoal);
}

.subscribe-form input:focus { outline: none; border-color: var(--gold); }

.subscribe-form button {
  font-family: var(--sans);
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  color: var(--ivory);
  background: var(--navy);
  padding: 1rem 1.75rem;
  border: 1px solid var(--navy);
  cursor: pointer;
  transition: all 0.25s ease;
}

.subscribe-form button:hover { background: var(--gold); border-color: var(--gold); color: var(--navy); }

.subscribe-disclosure {
  font-size: 0.78rem;
  color: var(--gray-muted);
  font-style: italic;
  max-width: 50ch;
  margin: 1rem auto 0;
}

/* Contact page - Two-column intake */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 4rem;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
  align-items: start;
}

.firm-card {
  font-family: var(--serif);
}

.firm-card .name {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.firm-card .tag {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.05rem;
  color: var(--gold);
  margin-bottom: 2rem;
  display: block;
}

.firm-card-divider {
  width: 40px;
  height: 1px;
  background: var(--gold);
  border: 0;
  margin: 2rem 0;
}

.firm-card .label {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 0.4rem;
}

.firm-card .value {
  font-family: var(--sans);
  font-size: 1.02rem;
  color: var(--charcoal);
  margin-bottom: 1.75rem;
  line-height: 1.5;
}

.firm-card .value a { color: var(--charcoal); border-bottom: 1px solid transparent; }
.firm-card .value a:hover { border-bottom-color: var(--gold); }

.intake-form {
  background: var(--ivory-warm);
  padding: 3rem 2.5rem;
}

.intake-form h2 {
  font-size: 1.6rem;
  margin-bottom: 2rem;
}

.form-field { margin-bottom: 1.5rem; }

.form-field label {
  display: block;
  font-family: var(--sans);
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--charcoal);
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--hairline);
  padding: 0.75rem 0;
  transition: border-color 0.25s ease;
}

.form-field textarea {
  border: 1px solid var(--hairline);
  padding: 0.75rem;
  background: var(--ivory);
  resize: vertical;
  min-height: 120px;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--gold);
}

.radio-group {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-top: 0.5rem;
}

.radio-group label {
  display: inline-flex;
  align-items: center;
  font-family: var(--sans);
  font-size: 0.95rem;
  letter-spacing: 0;
  text-transform: none;
  color: var(--charcoal);
  font-weight: 400;
  margin-bottom: 0;
  cursor: pointer;
}

.radio-group input[type="radio"] {
  width: auto;
  margin-right: 0.5rem;
}

.form-disclosure {
  font-size: 0.8rem;
  color: var(--gray-muted);
  font-style: italic;
  margin-top: 1rem;
  line-height: 1.5;
}

/* What Happens Next - Process Steps */
.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 3rem 2rem;
  max-width: var(--content-medium);
  margin: 3rem auto 0;
}

.process-step .num {
  display: block;
  font-family: var(--serif);
  font-size: 2rem;
  color: var(--gold);
  margin-bottom: 0.5rem;
}

.process-step h4 {
  font-family: var(--serif);
  font-size: 1.2rem;
  margin-bottom: 0.75rem;
}

.process-step p {
  font-size: 0.92rem;
  color: var(--gray-soft);
  margin: 0;
}

/* Two-column band (Federal page Section 04/05 pattern) */
.split-band {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 4rem;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
  align-items: start;
}

.split-band-marker {
  font-family: var(--serif);
  font-size: 1rem;
  color: var(--gold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.split-band h3 {
  font-size: 1.6rem;
  margin-bottom: 0;
}

/* Footer */
.site-footer {
  background: var(--navy-deep);
  color: rgba(247, 244, 237, 0.88);
  padding: 5rem 0 2rem;
  font-size: 0.9rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 3rem;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
}

.footer-brand .name {
  font-family: var(--serif);
  font-size: 1.35rem;
  color: var(--ivory);
  margin-bottom: 0.4rem;
}

.footer-brand .tag {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.95rem;
  color: var(--gold);
  margin-bottom: 1.5rem;
  display: block;
}

.footer-brand p {
  font-size: 0.88rem;
  color: rgba(247, 244, 237, 0.7);
  margin-bottom: 0.5rem;
  max-width: none;
}

.footer-col h5 {
  font-family: var(--sans);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 0.6rem; }
.footer-col a { color: rgba(247, 244, 237, 0.78); font-size: 0.88rem; }
.footer-col a:hover { color: var(--gold); }

.footer-cta { margin-top: 1.5rem; }

.footer-compliance {
  max-width: var(--content-wide);
  margin: 4rem auto 0;
  padding: 2.5rem 2rem 0;
  border-top: 1px solid rgba(184, 153, 104, 0.25);
  font-size: 0.78rem;
  line-height: 1.7;
  color: rgba(247, 244, 237, 0.6);
}

.footer-compliance p { margin-bottom: 1rem; max-width: none; }

.footer-bottom {
  max-width: var(--content-wide);
  margin: 2rem auto 0;
  padding: 1.5rem 2rem 0;
  border-top: 1px solid rgba(184, 153, 104, 0.15);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.78rem;
  color: rgba(247, 244, 237, 0.5);
}

.footer-bottom a { color: rgba(247, 244, 237, 0.5); }
.footer-bottom a:hover { color: var(--gold); }

/* Page-level disclaimer */
.page-disclaimer {
  background: var(--navy-deep);
  color: rgba(247, 244, 237, 0.7);
  font-size: 0.78rem;
  line-height: 1.7;
  padding: 2rem 2rem;
  border-top: 1px solid rgba(184, 153, 104, 0.2);
}

.page-disclaimer .container {
  max-width: var(--content-wide);
}

.page-disclaimer p { max-width: none; margin-bottom: 0.85rem; font-style: italic; }
.page-disclaimer p:last-child { margin-bottom: 0; }

/* Stewardship principles (Home page) */
.principles {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  max-width: var(--content-wide);
  margin: 3rem auto 0;
}

.principle {
  text-align: center;
  padding: 1.5rem;
}

.principle h4 {
  font-family: var(--serif);
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.principle p {
  font-size: 0.9rem;
  color: var(--gray-soft);
  margin: 0 auto;
  max-width: 30ch;
}

/* Hero CTA - Income for Life Report band */
.report-band {
  background: var(--ivory-warm);
  padding: 6rem 0;
}

.report-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 4rem;
  align-items: center;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
}

.report-cover {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);
  aspect-ratio: 3/4;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 2.5rem 2rem;
  color: var(--ivory);
  border-top: 4px solid var(--gold);
  max-width: 320px;
  margin: 0 auto;
  box-shadow: 0 20px 40px rgba(15, 41, 66, 0.15);
}

.report-cover .label {
  font-family: var(--sans);
  font-size: 0.7rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
}

.report-cover h3 {
  font-family: var(--serif);
  font-size: 1.6rem;
  color: var(--ivory);
  line-height: 1.2;
}

.report-cover .firm {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.85rem;
  color: rgba(247, 244, 237, 0.7);
}

/* Mobile / Responsive */
@media (max-width: 900px) {
  .hero { padding: 4rem 0; }
  .section { padding: 4rem 0; }

  .nav-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--ivory);
    flex-direction: column;
    padding: 2rem;
    gap: 1.25rem;
    border-bottom: 1px solid var(--hairline);
  }

  .nav-menu.open { display: flex; }
  .menu-toggle { display: block; }
  .nav-cta { display: none; }

  .scope-list { grid-template-columns: 1fr; gap: 0; }

  .contact-grid,
  .report-grid,
  .split-band { grid-template-columns: 1fr; gap: 3rem; }

  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }

  .numbered-list li,
  .editorial-list li { grid-template-columns: 3rem 1fr; gap: 1rem; }
}

@media (max-width: 600px) {
  body { font-size: 16px; }
  .container, .section-narrow, .section-medium, .nav-container { padding: 0 1.25rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .pullquote-large { font-size: 1.4rem; }
  .question-list li { font-size: 1.1rem; }
}

/* Utility */
.divider {
  width: 40px;
  height: 1px;
  background: var(--gold);
  border: 0;
  margin: 2rem auto;
}

.mb-lg { margin-bottom: 3rem; }
.mt-lg { margin-top: 3rem; }

/* ==========================================================================
   Journal Article Pages
   ========================================================================== */

.article-hero {
  padding: 6rem 0 3.5rem;
  background: var(--ivory);
}

.article-hero h1 {
  margin-bottom: 1.75rem;
  max-width: 20ch;
}

.article-intro {
  font-family: var(--serif);
  font-size: clamp(1.2rem, 2vw, 1.45rem);
  font-style: italic;
  font-weight: 400;
  color: var(--navy);
  line-height: 1.45;
  max-width: 42ch;
}

.article-section { padding: 3.5rem 0; }

.article-section h2 {
  font-size: clamp(1.5rem, 2.5vw, 1.9rem);
  margin-bottom: 1.25rem;
}

.article-section p {
  font-size: 1.05rem;
  color: var(--charcoal);
}

/* Clean list for "What This Helps You Clarify" / "Key Areas" / "Key Concepts" */
.clarify-list {
  margin: 1.5rem auto 0;
  max-width: var(--content-narrow);
  list-style: none;
}

.clarify-list li {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--charcoal);
  padding: 0.9rem 0 0.9rem 1.75rem;
  border-bottom: 1px solid var(--hairline);
  position: relative;
  line-height: 1.6;
}

.clarify-list li:last-child { border-bottom: none; }

.clarify-list li::before {
  content: '\2014';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 600;
}

/* Reflection box - the Journal Reflection treatment */
.reflection-box {
  background: var(--navy);
  color: var(--ivory);
  padding: 3rem 2.5rem;
  max-width: var(--content-medium);
  margin: 0 auto;
  border-top: 3px solid var(--gold);
}

.reflection-box h2 { color: var(--ivory); }

.reflection-box .reflection-intro {
  font-family: var(--sans);
  font-size: 0.95rem;
  color: rgba(247, 244, 237, 0.7);
  margin-bottom: 1.5rem;
}

.reflection-list {
  list-style: none;
  margin: 0;
}

.reflection-list li {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.2rem;
  color: var(--ivory);
  padding: 1rem 0;
  border-bottom: 1px solid rgba(184, 153, 104, 0.3);
  line-height: 1.45;
}

.reflection-list li:last-child { border-bottom: none; }

/* Strategic Action Step */
.action-step {
  max-width: var(--content-narrow);
  margin: 0 auto;
  border-left: 2px solid var(--gold);
  padding-left: 1.75rem;
}

.action-step h2 { margin-bottom: 1rem; }

.action-step p {
  font-size: 1.1rem;
  color: var(--charcoal);
  margin-bottom: 0;
}

/* Article prev / next navigation */
.article-nav {
  display: flex;
  justify-content: space-between;
  align-items: stretch;
  gap: 1rem;
  max-width: var(--content-wide);
  margin: 0 auto;
  padding: 0 2rem;
  flex-wrap: wrap;
}

.article-nav a {
  flex: 1;
  min-width: 200px;
  font-family: var(--sans);
  font-size: 0.85rem;
  letter-spacing: 0.02em;
  color: var(--navy);
  background: var(--ivory-warm);
  border: 1px solid var(--hairline);
  padding: 1.25rem 1.5rem;
  transition: all 0.25s ease;
}

.article-nav a:hover {
  border-color: var(--gold);
  color: var(--navy);
}

.article-nav .nav-eyebrow {
  display: block;
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.35rem;
}

.article-nav .nav-prev { text-align: left; }
.article-nav .nav-home { text-align: center; flex: 0 0 auto; min-width: 160px; }
.article-nav .nav-next { text-align: right; }

.article-nav .nav-home {
  background: var(--navy);
  color: var(--ivory);
  border-color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
}

.article-nav .nav-home:hover { background: var(--gold); border-color: var(--gold); color: var(--navy); }

@media (max-width: 700px) {
  .article-nav a { flex: 1 1 100%; text-align: center; }
  .article-nav .nav-prev, .article-nav .nav-next { text-align: center; }
}